Lineru is our consumer lending arm and the largest product of its kind in Colombia.


There are more than 25 MM people without access to credit lines in Colombia (out of a base of 33 MM).
73% of credit applications are denied by incumbent banks, leaving a large part of the population without any financing options.
Informal options such as “Gota a Gota” charge impossibly high interest rates and threaten personal security.


Revolving credit line USD 50 – 500; up to 90 days term and 12 month contract.
Competitive and transparent pricing - 40% cheaper than our biggest competitor.
Flexible credit assessment - independents, thin files, and new-in-financial system customers.
High-speed approval - 18 secs on average .
Fast disbursement within 4 hours of approval.  


Average monthly loan disbursements
+2 Million
Disbursed loans
Below average market delinquency
Average loans per client
Municipalicities reached
in Colombia
Follow Us
Bogotá, Colombia
Carrera 15 # 88-21, Oficina 901
Phone Numbers
(+57) 3299833
(+57) 7616822
Customer Service

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Any reproduction of this content, as well as translation to any language, is strictly forbidden without the written consent of Zinobe.
Registered in Colombia - South America - NIT 900449259-3

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